Hypothermia with a Side of Frostbite

Bruce, I do appreciate all the wonderful gear, but I guess I have a lot to learn.  I thought that the stuff I have for riding would be just fine for my very first trip on a freeway down to Monterey.  So I got dressed and grabbed my shiny new license and insurance card.  This is fun but I froze my A$^ off!  I had to pull into a Cycle Gear in Gilroy and replace my gloves, get some pants to go over my pants, and a neck thing for my neck.  I arrived in the store shivering and with a dead middle finger.  By the way, I've been to three of these stores, and these guys are really helpful.  I brought my finger back to life and concluded my trip under surprisingly pleasant conditions. The trip went from complete misery to pure awesomeness.  I refrained from a purchasing a cold weather jacket and put on the extra hoodie I had with me.  Cruising down the freeway at just above legal speeds on a motorcycle is a great experience.  Thanks to the old man for the photo of me on my bike and a great lunch.